Terms of Use
Last Updated: December 3, 2025
1. Acceptance of Terms
Welcome to LuminaCapital Atlas. By accessing or using our investment education blog, you agree to be bound by these Terms of Use and all applicable laws and regulations. If you do not agree with any part of these terms, you may not access our website. Our platform provides educational content on investment education, financial literacy, portfolio analysis, and wealth building strategies, primarily focused on South Africa investing and capital markets. This is an informational resource and does not constitute financial advice.
2. Educational Content and Disclaimer
All content on LuminaCapital Atlas is provided for educational and informational purposes only. Our articles, analyses, and insights about investment strategies, portfolio analysis, and capital markets do not constitute professional financial, investment, tax, or legal advice. You should not rely solely on this information for making investment decisions. We strongly recommend consulting with qualified financial advisors before making any investment decisions. Past performance discussed in our content does not guarantee future results. Investment markets carry inherent risks, and you may lose money.
3. Intellectual Property Rights
All content on LuminaCapital Atlas, including text, graphics, logos, images, articles, data compilations, and software, is the property of LuminaCapital Atlas or its content suppliers and is protected by international copyright laws. You may view, download, and print content for personal, non-commercial use only. You may not reproduce, distribute, modify, create derivative works, publicly display, republish, or exploit any content without our prior written consent. Unauthorized use may violate copyright, trademark, and other laws.
4. User Conduct and Responsibilities
When using our blog, you agree not to engage in any activity that disrupts or interferes with the website or servers. You may not attempt to gain unauthorized access to any systems or networks connected to our site. You are prohibited from using automated systems or software to extract data from our website without permission. You agree not to impersonate any person or entity or falsely represent your affiliation with any person or entity. Any content you submit through comments or contact forms must comply with applicable laws and not infringe on third-party rights.
5. Limitation of Liability
LuminaCapital Atlas and its affiliates, officers, directors, employees, and agents shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from your use of our blog or any investment decisions made based on our content. We do not warrant that our website will be uninterrupted, secure, or error-free, or that any defects will be corrected. While we strive to provide accurate and current information about financial literacy and investment strategies, we make no representations about the accuracy, reliability, or completeness of any content on our site.
6. Third-Party Links and Content
Our blog may contain links to third-party websites or resources for your convenience and information. LuminaCapital Atlas does not control or endorse these external sites and is not responsible for their content, privacy policies, or practices. The inclusion of any link does not imply endorsement, approval, or recommendation by us. You access third-party websites at your own risk and should review their terms and privacy policies. We encourage you to be cautious when leaving our site and to read the terms of any website you visit.
7. Modifications and Contact
LuminaCapital Atlas reserves the right to modify or discontinue any aspect of our blog at any time without notice. We may also update these Terms of Use periodically, and your continued use constitutes acceptance of those changes. These terms are governed by the laws of South Africa. For questions about these Terms of Use, please contact us at:
LuminaCapital Atlas
Discovery Place, 1 Discovery Pl, Sandhurst, Sandton
Phone: +27 11 529 2888
Email: [email protected]